Health Savings Accounts: 7.4 Million People Choose This Last Year

Health Savings Accounts insured an estimated
7.4 million Americans last year according to
researchers at Information Strategies.

Greatarticle. http://www.healthsavingsaccountsinc.com/articles/healthsavingsaccountsandaccesstohealthcare.htm

Health Savings Accounts: Lower Premiums and Complete Control

Health Savings Accounts are designed to give policy holders complete control over their health care spending. Many employees still choose to opt for the lower deductible, spending more on a monthly basis as well they completely forgo the tax benefits of the HSA and High Deductible Health Plan.

Great reading!
http://www.healthsavingsaccountsinc.com/articles/completecontroloverhealthcarespending.htm

Health Savings Accounts: Improving Patient and Physician Relationships

Health Savings Accounts, do they really help the relationship between me and my doctors/providers?

We are all trying to improve our relationships!
Here is a few additional helpful thoughts.
http://www.healthsavingsaccountsinc.com/articles/improvingpatientandphysicianrelationships.htm

Health Savings Accounts: Four Reason to Consider a HSA

Health Savings Accounts, reason why (#4)? When I was growing up, my mom (my first mentor) and then additional ones would always say, weight your options. If I do that as economists we call it opportunity cost...in layman's terms it mean, what do I forgo...one option to get something of more value. When I weighed all the cost and discovered the great saving, tax advantages, choice and flexibility I found I gave up nothing, but did receive much more. The scales have been tipped your way. Use it to your advantage now!

I will give you four simple reason in a quick easy to read article. One page!

http://www.healthsavingsaccountsinc.com/articles/fourreasonsyoushouldconsiderahealthsavingsaccount.htm

Health Savings Accounts: Lower Premiums...This is a benefit of High Deductible Health Insurance Plans!

Health Savings Accounts are a growing trend in health care. Responding to the demand for consumer based health insurance; Health Savings Accounts offer more flexibility and control over individual and family health care needs. Allowing the policyholder the opportunity to use funds to pay for preventive care, co-pays, experimental treatments, and much more. Health Savings Accounts offer tremendous savings to those who participate.

Lower premiums article, great insight to know.

http://www.healthsavingsaccountsinc.com/articles/inconjunctionwithhighdeductibleinsurancepolicies.htm

Health Savings Accounts: High Deductible Insurance Policies saves money?

Health Savings Accounts and High Deductible Insurance Policies go hand in hand with Health Savings Accounts. You can’t have one without the other. When evaluating if a Health Savings Account or High Deductible Insurance Policy may be the right insurance plan for you, you need to keep in mind that in order to qualify for a Health Savings Account you must first be enrolled in a High Deductible Insurance Policy. As popularity for this type of coverage grows a vast majority of employers are offering High Deductible Insurance Policies and Health Savings Accounts to their employees. These plans are also available in the individual health insurance market.

Many ask my how does paying more save me money. Here is a great article to give some insight to that question.

http://www.healthsavingsaccountsinc.com/articles/highdeductibleinsurancepoliciesprovidebiggersavings.htm

Health Savings Acccount: What makes this marriage work?

Health Savings Accounts are a growing trend in health care. Responding to the demand for consumer based health insurance; Health Savings Accounts offer more flexibility and control over individual and family health care needs. Allowing the policyholder the opportunity to use funds to pay for preventive care, co-pays, experimental treatments, and much more.

I believe we want the best of everything...especially when being married. I believe the same and when we mix to different people and backgrounds there is always the adjustment period. I have found that when both are working together great benefits come from this union.

Read on about the benefit of this union HSA.

http://www.healthsavingsaccountsinc.com/articles/inconjunctionwithhighdeductibleinsurancepolicies.htm

Health Savings Accounts: Tax Saving...Benefits!

Health Savings Accounts, how do they save on taxes and increase our benefits too?

Read a great article about those issues that our CPA, Tax Advisor and wife have been asking us to take care of.

http://www.healthsavingsaccountsinc.com/articles/taxfreesavings.htm

Health Savings Accounts: Made easier?

Many have asked the question "Is A Health Savings Account really as good as they say?"

Look at the alternatives.

I have health insurance from my company.

You pay, by not making as much as you could. If you had suggested a Health Saving Account to you owner, boss or Human Resource Director, you would have paid less.

I pay for my own health insurance and it does cost a lot.

I already have a high deducible, but it is just below qualifying for the Health Savings Account write off (IRS) laws.

Have we learned?

1. I made one of the above choices! Result...Nothing!

2. I did not know there was a better choice. Result...Nothing!

3. I like my low deductible, so I will forgo the retirement benefit which is so large I can't grasp it yet. Result...Nothing!

4. I don't have health insurance, and I don't like to talk about it. So quit bringing up the subject. Result...Nothing!

5. I know about it and I am a subservient individual by choice and I am owned by my past
decision, so I choose to not act on anything that is new or different. Result...Nothing!

Have we learned anything from today's discussion?

Zero time Zero equals Zero!

No choice no result!

The time to act is now! Health Savings Accounts equals choice, savings, flexibility and wealth!

Read more and make wealthy decisions.

http://www.healthsavingsaccountsinc.com/articles/accessibilitytohealthcare.htm

Health Savings Accounts: A Win Win!

We all like to win, but when do you always see the win win play out in full? Now we can see, and be a part of a win win that includes us.

Read further. A Win Win!

http://www.healthsavingsaccountsinc.com/articles/awinwinsituation.htm

Health Savings Accounts: Alternative Medicine?

Health Savings Accounts allow you to set up a tax-deductible account, accompanied with a high deductible health plan, to help pay for medical expenses that are not covered by a low deductible health insurance policy, that doesn’t qualify as a Health Savings Account. Health Savings Accounts are the newest entity of consumer based health initiatives. These types of accounts allow the policy holder to seek virtually any type of medical treatment and service as long as it pertains to the treatment or prevention of a specific health condition. Health Savings Accounts accompany traditional treatment with holistic and alternative health care options.

Read full article.

http://www.healthsavingsaccountsinc.com/articles/alternativemedicineandyourhsa.htm

Health Savings Accounts: How to use an HSA

This guy writes great articles. Check this one out. Many of use need a little extra lamen type explaination other than many other alternatives.

Health Savings Accounts: How to Use Your Health Savings Account

http://www.healthsavingsaccountsinc.com/articles/howtouseyourhealthsavingsaccount.htm

Health Savings Account: What Can I Contribute

Health Savings Accounts are very popular, but do have quidelines and it is good to know those to stay within those parameters to maximize you benefits. You know the money at the end of life and the money you can spend now!

Read the article link below for more insight.

http://www.healthsavingsaccountsinc.com/articles/whatyoucancontribute.htm

Health Savings Accounts: Who Can Participate and Benefit

Health Savings Accounts serve as an alternative to traditional health insurance policies. Acting as a type of savings account, Health Savings Accounts offer individuals a different way to pay for their health care needs. Essentially, Health Savings Accounts allow policyholders to pay for current medical expenses and save for their future health care needs. Not unlike many insurance policies there are restrictions on who can participate and who is eligible for coverage. Health Savings Accounts have few restrictions, but restrictions none the less.

To learn more about participation and benefits read the below article.

http://www.healthsavingsaccountsinc.com/articles/whoiseligible.htm

Health Savings Accounts: Consumer Focused Health Plans

Health Savings Accounts are just that. Consumer-based health care plans. The focus is placed on individual wants and needs. With several million participants, Health Savings Accounts have attracted considerable interest. In the past few years increased focus has been placed on health insurance options. Consumers want health insurance plans that are consumer directed. Consumers desire health care coverage that will allow the policyholder to remain covered in spite of rising expenses. Health Savings accounts allow consumers the opportunity to carefully invest in health care services.

Read this full article. Health Savings Accounts: Consumer Focused Health Plans

http://www.healthsavingsaccountsinc.com/articles/consumerfocusedhealthplans.htm

Health Savings Accounts: Attention to Prevention

Health Savings Accounts helping us to pay for alternative health treatments. This new attention to prevention has been a topic of discussion for so many years that I am excited to see so many HSA owner now using there accounts to stay health, or get healthier.

Read this great article. Health Savings Accounts: Attention to Prevention

http://www.healthsavingsaccountsinc.com/articles/attentiontoprevention.htm

Health Savings Accounts: Wise Beyond It's Years

Health Savings Accounts?
Deciding on a health insurance policy can be a daunting task. Rather than having the opportunity to make the right choice, policy holders have very little say in the type of coverage they will receive. An employer or a spouse’s employer provides one or two options making deciding on a health insurance plan fairly cut and dry. Leaving many with gaps in their health care and a complete disconnect between them as a patient and their health care provider. Health Savings Accounts provide its policy holders with options. Those enrolled in Health Savings Accounts can choose what physician they see, be that family practice or a specialist. There is not lag time waiting for referrals or insurance authorization. Health Savings Accounts also provide accessible and affordable health insurance for many.

This is what the wise have been asking for!

Additional Reading: Health Savings Accounts: Wise Beyond It's Years

http://www.healthsavingsaccountsinc.com/articles/wisebeyonditsyears.htm

Health Savings Account: Rich Opportunities

Health Savings Accounts are growing in popularity, providing traditional coverage through unconventional means. Health Savings Accounts and High Deductible Insurance Polices focus on the consumer and the need for flexibility. With increased accessibility to coupled insurance plans many employers are offering enrollment options in Health Savings Accounts to their employees. Health Savings Accounts are transforming the American health care system. Health Savings Accounts are allowing Individual policyholders and employers the opportunity to move away from traditional models of insurance coverage that dominate health care transactions. Health Savings Accounts enable transactions between patient and physician in which the patient has control over how the dollars are spent. By offering Health Savings Accounts to your employees you are offering a policy that is rich in opportunity.

Addition interesting reading. Health Savings Accounts: Flexibility and Individual Descretion
http://www.healthsavingsaccountsinc.com/articles/flexibilityandindividualdiscretion.htm

Health Savings Account: Freedom

Health Savings Account provide you with the freedom to make individual and personal health care decisions, your annual out of pocket expenditures are bound to be significantly less than if participating in a more traditional insurance plan. Preventive care is a key component in Health Savings Account. By pursuing preventive measures, hospital visits, emergency room visits, and doctors’ visits are decreased lessening the amount of money spent out-of-pocket for health issues likely to benefit from preventive measures.

Additional article: Health Savings Account: HSA - Hot Topics
http://www.healthsavingsaccountsinc.com/articles/hsahottopics.htm