Health Savings Accounts are two fold. A lower cost high deductible insurance policy allows you to save on premiums. The money you save can in turn be deposited into your Health Savings Account. You can use the money in your Health Savings Account to cover the cost of deductibles and other qualified medical expenses. A unique component in Health Savings Accounts is that at the end of the year any unused money will roll over into the next year and will continue to do so year after year.
